Category Archives: News

Learn How A Car Accident Lawyer Can Help You

I’ve Just Been Involved In A Vancouver Car Accident, What Now?

Washington State, like all other American states, experience the devastating effects of car accidents. In fact, car accidents continue to be the deadliest accident of them all, car accidents cause the most deaths and severe injury annually than any other accident type. In 2005 alone, about 2 million people were injured from car accidents, while about 40 thousand died in 2006 as result of a car accident, the National Highway Safety Transportation Administration reveals. It is believed the leading cause of car accidents is negligence; people who speed, talk and drive or text and drive, eat, or are under the influence while driving are considered negligible drivers. Negligence isn’t the sole cause of car accidents; other reasons include: weather conditions, construction, car malfunctions, animal interference, or road conditions could potentially be the cause of a car accident. Being involved in a severe car accident can be one of the most if not the most difficult times of your life; it’s important you know what to do after you’ve been in a car accident.

Seek Medical Assistance

The first course of action would be to seek medical attention immediately after a car crash; regardless if there are not apparent afflictions on your body, it’s better to be safe than sorry, plus if you need medical treatment it supports your case if you plan on pursuing legal action. If you delay medical treatment, attempting to file a claim to earn compensation will be a lot more harder and could be dismissed entirely.

Gather Any Documents For Evidence

If you do not to be immediately transported to a hospital, gather any evidence such as receipts, referral, photos and insurance information from the other party. Photos are especially helpful in supporting your case.

Do Not Admit Fault

Undoubtedly, the hugest mistake a car accident victim can make is to apologize for the crash at the scene or admit fault to an insurance company. If you do this, your case is practically ruined. Instead of admitting fault, simply gather personal and insurance information, take photos and submit a police report.

Hire a Car Accident Lawyer

Tackling Washington’s complex legal system can be a daunting task, thankfully, individuals have given their lives to the study and practice of personal injury law and are here to help you get back on your feet. Vancouver car accident attorneys from Posner Law are here to help you obtain potential legal compensation for your car accident injuries and help you put the pieces of your life back together. If your or a loved one have been in an accident, contact Posner Law today to learn whether you should pursue legal action, call 360-558-3595 or visit their website today to schedule your free consultation.

Three Solid Reasons to Start Social Security at Age 65

The earliest a person can begin drawing Social Security is at the age of 62. A person will face a deduction in benefits when he or she takes Social Security at that earlier point in time. The age at which Americans can draw full Social Security benefits is 66 or 67 depending on when an individual was born.

Recent news reports maintain that 65 is the right age for a person to begin drawing Social Security benefits. These media stories put forth three reasons why 65 is an ideal age to start receiving Social Security benefits.

Full Retirement Age is Not Far Off

A primary reason why drawing Social Security at age 65 is a safer bet than at an earlier age. Because 65 is only one to two years from full retirement age, the amount of benefit deduction will not be as significant as when a person takes the advantage at the earliest possible age, which is 62. In other words, the trade-off between beginning benefits a year or two more initial offsets the downside of facing a lifetime reduction in money paid to a person through the program.

Medicare Eligibility Commences at 65

Another prime reason why beginning to draw Social Security benefits at age 65 is Medicare starts at the same time. Although not perfect, Medicare does provide decent healthcare coverage for Americans over the age of 65.

The combination of commencing Medicare coverage and Social Security benefits at 65 can make financial sense for many people. Although there will be a bit of a reduction in Social Security benefits when they are commenced at 65, a person can at least rest assured that he or she will have decent health care coverage through the Medicare program.

Still Young Enough to Enjoy Life

Retiring at 65 is at a point in life at which an individual can still actually enjoy life. A person retiring at the age of 65 is at a juncture at which he or she can engage in a variety of activities that may not be possible as a person ages.

Consult a Financial Adviser

As part of the process of determining when a person should begin to draw Social Security benefits, an individual should seriously consider consulting a financial adviser or a retirement planning professional located near a Social Security Office. This type of assistance can prove to be an invaluable resource to a person making retirement decisions, including when to start drawing Social Security benefits.