How New Tiny Homes Are Affecting Communities and Environment

Today, more and more people are choosing to live in green homes as they become aware of their environmental footprint. Green homes are houses that are both sustainable and environmentally friendly. People can be very efficient in their use of resources while still living comfortably and affordably.

Green home building companies have massively supported this new approach to active living. They often not only spearhead the building project from start to finish, but also provide people with additional green alternatives such as cleaning supplies and compostables, or services to help support businesses and program events. Together with those they serve, an entire community is forming from which others can learn and benefit, and their impact so far is prompting people across the nation to jump on the bandwagon.

Some of the most recent developments in an eco-friendly home building that people are now bringing into their homes include tankless water heaters, paints that emit fewer volatile organic compounds, porous driveways, and low-flow faucets and shower heads. A much bigger step people are taking is opting for the Tiny Home.

Tiny Homes are just that – creative and efficient living spaces of around 100 to 400 square feet. Put in perspective; the average American home is roughly 2,600 square feet. Living smaller does not only result in lower environmental impact. It also makes a living a much simpler experience. People find that the sound financial plans, an adventurous lifestyle, self-sufficiency, and overall life simplification are increasingly attractive aspects of Tiny Homes, at least compared to the purchase, remodeling, and constant maintenance of a house.

Although people lose space, they gain more financial freedom and also find general improvement in their connections with family, friends, and nature. Interestingly enough, as more people feel compelled to live smaller, the Tiny House Movement is emerging, helping other people learn about living in an entirely different way.
As more people reach out to their local green home building company, the community continues to expand. The future of eco-friendly lifestyles are becoming today’s reality as Tiny Homes and green homes alike continue to take root. While some people may only turn off the lights for the sake of lowering their energy bill, others are changing their entire mindset and come to reap the benefits of closer communities and healthier environments.

Three Solid Reasons to Start Social Security at Age 65

The earliest a person can begin drawing Social Security is at the age of 62. A person will face a deduction in benefits when he or she takes Social Security at that earlier point in time. The age at which Americans can draw full Social Security benefits is 66 or 67 depending on when an individual was born.

Recent news reports maintain that 65 is the right age for a person to begin drawing Social Security benefits. These media stories put forth three reasons why 65 is an ideal age to start receiving Social Security benefits.

Full Retirement Age is Not Far Off

A primary reason why drawing Social Security at age 65 is a safer bet than at an earlier age. Because 65 is only one to two years from full retirement age, the amount of benefit deduction will not be as significant as when a person takes the advantage at the earliest possible age, which is 62. In other words, the trade-off between beginning benefits a year or two more initial offsets the downside of facing a lifetime reduction in money paid to a person through the program.

Medicare Eligibility Commences at 65

Another prime reason why beginning to draw Social Security benefits at age 65 is Medicare starts at the same time. Although not perfect, Medicare does provide decent healthcare coverage for Americans over the age of 65.

The combination of commencing Medicare coverage and Social Security benefits at 65 can make financial sense for many people. Although there will be a bit of a reduction in Social Security benefits when they are commenced at 65, a person can at least rest assured that he or she will have decent health care coverage through the Medicare program.

Still Young Enough to Enjoy Life

Retiring at 65 is at a point in life at which an individual can still actually enjoy life. A person retiring at the age of 65 is at a juncture at which he or she can engage in a variety of activities that may not be possible as a person ages.

Consult a Financial Adviser

As part of the process of determining when a person should begin to draw Social Security benefits, an individual should seriously consider consulting a financial adviser or a retirement planning professional located near a Social Security Office. This type of assistance can prove to be an invaluable resource to a person making retirement decisions, including when to start drawing Social Security benefits.