What Can Homeowners Do to Speed Up a Construction Project?
Building a custom home should be a true team effort. You are an essential member of the team as a homeowner, and you have more effect on the project’s timeframe than you may realize. While you may not be on site every day, there are a number of things you can do to assist limit your construction time to a minimum.
Choose the best contractor.
It’s the most crucial decision you’ll make, as it will have the most impact on the length of time it takes to complete the project. What happens in the office can be just as essential as what happens on the job site, so pay attention to how your builder manages their business.
Choose a builder who has clear, organized, and proven tracking procedures for the project’s timeline and budget, for eliciting selections and ordering materials, and for communicating with the architect, subcontractors and vendors, the interior designer, and you, the client.
Check to see if your builder has a solid network of dependable subcontractors. One lousy sub can cause major delays for everyone else, triggering a domino effect and leading a project (and its timetable) to fall apart. Check out or friends over at Stone Creek Building!
Stone Creek Building Portland, Oregon – Building For Life!
Custom & Luxury New Home Builder in Portland, OR
“We are building for lifelong relationships, we are building a life for you and your families and we are building homes that will last a lifetime. On top of that, we are building for life to exist in our environment. We are one of few Earth Advantage certified custom home builders in the Portland, Oregon area. We build sustainable homes that are safer, more comfortable and more efficient for you and your dream home. If you are thinking of building a new home in Portland, Beaverton, Hillsboro, Tigard, Tualatin, Sherwood, Newberg, Wilsonville, Canby, Oregon City, Clackamas, Damascus, Milwaukie, Happy Valley, Damascus, Boring, Gresham, Troutdale or another surrounding area, give us a call to learn about our home building services.”
Employ the Services of an Interior Designer
Don’t go it alone, even if you have an incredible design eye. A good interior designer does a lot more than select tile samples and paint colors. You can be as hands-on or as hands-off as you want, but there are hundreds of design decisions to be made during the custom homebuilding process, both big and minor. The promptness with which those judgments are made can make or break a schedule. You’ll require someone to keep things moving forward. An interior designer with knowledge and organization who can help you stay ahead of the builder’s selection timetable is worth their weight in gold.
Budget for some wiggle room.
The construction of a custom home is a fluid process. Even if the right builder gives you precise budget forecasts at the start of the project, unforeseen costs can arise. Having a buffer can help smooth everything out, whether you fall in love with a certain finish or run into an unexpected difficulty. You can absorb the expenditure and continue without having to stop and make last-minute adjustments.
Recognize the length of time it takes for certain products and materials to arrive.
This argument relates to the value of a well-organized builder and interior designer, as well as the importance of being as decisive as possible while making decisions. Some goods (such as windows, doors, and custom-designed items) may require several weeks of lead time. A typical but avoidable cause of construction delays is waiting for a missing piece to arrive before the project can move forward. Make your decisions as soon as feasible and have your builder and subcontractors order materials.
Make sure your builder takes you on site walks and visits on a frequent basis.
Not only will this allow you to ensure that everything is going according to plan, but it will also allow you to see any necessary alterations or adjustments as soon as possible. This can assist you prevent having to redo work.
As much as possible, stick to the original design.
We strongly advise collaborating with your architect and builder from the start to ensure that you have a design and layout that you enjoy and that is buildable. It’s critical to get this right from the start, because the worst moment to change a design is in the middle of a project. We’re realists, so we understand that late in the game, when a homeowner realizes they want or need something different from the original concept, alterations must be made. Indecisiveness, on the other hand, costs time (and money) since modification orders can swiftly derail a schedule.
Additional Resources:
What Can Homeowners Do to Help a Custom Home Construction Move Faster?
in BusinessWhat Can Homeowners Do to Speed Up a Construction Project?
Building a custom home should be a true team effort. You are an essential member of the team as a homeowner, and you have more effect on the project’s timeframe than you may realize. While you may not be on site every day, there are a number of things you can do to assist limit your construction time to a minimum.
Choose the best contractor.
It’s the most crucial decision you’ll make, as it will have the most impact on the length of time it takes to complete the project. What happens in the office can be just as essential as what happens on the job site, so pay attention to how your builder manages their business.
Choose a builder who has clear, organized, and proven tracking procedures for the project’s timeline and budget, for eliciting selections and ordering materials, and for communicating with the architect, subcontractors and vendors, the interior designer, and you, the client.
Check to see if your builder has a solid network of dependable subcontractors. One lousy sub can cause major delays for everyone else, triggering a domino effect and leading a project (and its timetable) to fall apart. Check out or friends over at Stone Creek Building!
Stone Creek Building Portland, Oregon – Building For Life!
Custom & Luxury New Home Builder in Portland, OR
“We are building for lifelong relationships, we are building a life for you and your families and we are building homes that will last a lifetime. On top of that, we are building for life to exist in our environment. We are one of few Earth Advantage certified custom home builders in the Portland, Oregon area. We build sustainable homes that are safer, more comfortable and more efficient for you and your dream home. If you are thinking of building a new home in Portland, Beaverton, Hillsboro, Tigard, Tualatin, Sherwood, Newberg, Wilsonville, Canby, Oregon City, Clackamas, Damascus, Milwaukie, Happy Valley, Damascus, Boring, Gresham, Troutdale or another surrounding area, give us a call to learn about our home building services.”
Employ the Services of an Interior Designer
Don’t go it alone, even if you have an incredible design eye. A good interior designer does a lot more than select tile samples and paint colors. You can be as hands-on or as hands-off as you want, but there are hundreds of design decisions to be made during the custom homebuilding process, both big and minor. The promptness with which those judgments are made can make or break a schedule. You’ll require someone to keep things moving forward. An interior designer with knowledge and organization who can help you stay ahead of the builder’s selection timetable is worth their weight in gold.
Budget for some wiggle room.
The construction of a custom home is a fluid process. Even if the right builder gives you precise budget forecasts at the start of the project, unforeseen costs can arise. Having a buffer can help smooth everything out, whether you fall in love with a certain finish or run into an unexpected difficulty. You can absorb the expenditure and continue without having to stop and make last-minute adjustments.
Recognize the length of time it takes for certain products and materials to arrive.
This argument relates to the value of a well-organized builder and interior designer, as well as the importance of being as decisive as possible while making decisions. Some goods (such as windows, doors, and custom-designed items) may require several weeks of lead time. A typical but avoidable cause of construction delays is waiting for a missing piece to arrive before the project can move forward. Make your decisions as soon as feasible and have your builder and subcontractors order materials.
Make sure your builder takes you on site walks and visits on a frequent basis.
Not only will this allow you to ensure that everything is going according to plan, but it will also allow you to see any necessary alterations or adjustments as soon as possible. This can assist you prevent having to redo work.
As much as possible, stick to the original design.
We strongly advise collaborating with your architect and builder from the start to ensure that you have a design and layout that you enjoy and that is buildable. It’s critical to get this right from the start, because the worst moment to change a design is in the middle of a project. We’re realists, so we understand that late in the game, when a homeowner realizes they want or need something different from the original concept, alterations must be made. Indecisiveness, on the other hand, costs time (and money) since modification orders can swiftly derail a schedule.
Additional Resources:
7 BENEFITS OF CAR DETAILING
in BusinessDetailing your vehicle has a number of advantages and should be a routine part of your vehicle maintenance. Auto detailing offers numerous advantages over a standard car wash. Auto detailing is an investment in the life of your vehicle that pays off handsomely. If you are new to auto detailing or would like to learn more, continue reading.
The difference between a car wash and an auto detail
While car washes and auto detailing are both necessary procedures for maintaining the integrity of your vehicle, they are not equivalent. Car washes remove dirt and debris from the exterior and interior of your vehicle. There are numerous types of car washes, including hand washes, drive-throughs, and do-it-yourself washes, all of which have the potential to damage your vehicle’s paint integrity. On the other hand, automobile details vary. Auto detailing utilizes both hand washing and professional equipment to safeguard the integrity of your vehicle while deep cleaning the exterior and inside. Auto detailing goes beyond surface dust removal and thoroughly cleans every nook and cranny of your vehicle, restoring it to like-new condition.
THE BENEFITS OF AUTO DETAILING
Apart from offering a clean, fresh vehicle, detailing also…
Preserves and enhances the appearance of your exterior paint job
Swirl marks and poor paint are caused by a variety of factors; however, auto detailing can safely remove material that causes deep scratches in your paint work. A layer of professional grade wax is put to the outside to provide additional protection until your next servicing.
Preserves the appearance of your upholstery
Whatever type of upholstery is on your vehicle, an auto detail will provide a thorough cleaning and may incorporate protective chemicals. To prevent cracking and rips on leather surfaces, a protective and moisturizer is applied. On delicate surfaces, a shampoo may be used to remove stains and a fabric protection may be placed to prevent new stains.
Enhances the performance of the automobile
Detailing is more than simply polishing the exterior of your vehicle; it also encompasses cleaning the engine. By removing dirt and dust from your engine, it enables your car to function more smoothly and efficiently. Engine cleaning is a significant advantage of auto detailing that is not included in a routine car wash.
Extends the life of the automobile
When your engine is clean and operating at peak performance, your car’s life lifetime is automatically extended. The same principle applies to the interior and external surfaces of your car. With fewer scratches, swirls, and bubbles, your car’s paint will last longer. The interior upholstery of your vehicle will be clean and free of embedded stains or leather tears.
Preserves the resale value of your automobile
Regular auto detailing contributes to a nicer finish on the outside, well-maintained upholstery, a longer life span, and a healthy engine, all of which contribute to your vehicle’s market value.
Enhances the quality of the air inside your car
If you do not detail your car on a regular basis, dust will accumulate and remain in your vehicle; your air conditioner and heater will govern the distribution of this dust. An auto detailer’s deep cleaning removes dust and allergens from your vehicle, which improves the overall air quality being circulated.
Generally pleasing appearance
Auto detailing thoroughly cleans your vehicle, down to the tiniest crevice. These regions are not regularly cleaned by car washes and can quickly accumulate buildup. When they are cleaned using an auto detailer, they instantly improve the appearance and cleanliness of your vehicle. The devil is in the details!
To ensure optimum performance and protection for your vehicle, it is advised that you have it detailed every 4-6 months. The more frequently you clean your vehicle, the better maintained it will be, extending its lifespan and resale value.
If you live in the Vancouver, Washington / Portland, Oregon area and would like to schedule a detail service, Tans Auto Detailing offers mobile auto detailing. Simply schedule an appointment online and we will come to you, detail your vehicle, and hand you the keys.
Benefits of Cold Laser Therapy
in NewsEveryone is affected by the rising expenses of health care. The majority of patients want to feel better soon, at an affordable price, and with the least amount of downtime feasible. This is where cold laser technology can help patients who are apprehensive about invasive surgery, medicines, or injections.
You may choose to undergo therapy using Multiwave Locked System (MLS) laser technology. It makes use of certain light wavelengths to alleviate pain, spasms, and edema while improving functionality. This new technology offers a slew of benefits, which are explored in detail in this tutorial.
It Assists in the Reduction of Inflammation and Pain
Inflammation is the mechanism through which your body fights off invaders. Injuries, illnesses, and poisons are all examples of these. These medications enhance blood flow to the infected or wounded area, resulting in edema, redness, and warmth.
The cool laser light aids in the reduction of swelling associated with inflamed joints. It improves joint mobility and promotes tissue regeneration. Cold laser technology stimulates the lymphatic drainage system, which drains the enlarged area, thereby decreasing inflammation.
It Is Secure
We employ this technology since it has been thoroughly studied and established to be safe for humans. Cold lasers are non-invasive and low-intensity, which means they cannot cause damage to your cells. Additionally, it is non-toxic and painless, with the Food and Drug Administration of the United States of America certifying it for a variety of diseases. However, it should not be used on lesions or carcinomas that are malignant. Additionally, it should avoid contact with the eyes and thyroid.
It Facilitates Healing
Additionally, we use cold laser therapy to expedite wound healing. It aids in the reduction of scar tissue formation as a result of cuts, surgeries, and burns. Cold laser therapy promotes fibrotic tissue reabsorption, which accelerates the healing process and promotes tissue restoration.
Could Cold Laser Therapy Be the Answer for You?
MLS cold laser therapy is a highly effective therapeutic option for chronic illnesses and pain management. We can use it alone or in conjunction with other forms of therapy. Although it is a relatively new therapy concept, it has been demonstrated to be a viable alternative to invasive treatment procedures.
If you’re unclear of your requirements or have any questions, call our experts at Atlas Wellness Chiropractic Costa Mesa and we’ll discuss your alternatives.
Tips for Managing or Preventing Anxiety for New Nurses
in NewsWhere Did the New Nurse Anxiety Start?
As a first step, determine the source of the anxiousness. Is it a worry of making a medical error? Is it the fear of failing to complete the project on time or of being re-admitted? Are coworkers being unhelpful and a nurse feeling abandoned or as if asking for assistance is a bother?
If the anxiety is related to diagnosing or performing a skill, the nurse should spend additional time researching and practicing feeling more prepared. This, of course, comes with time and experience. Nurses usually specialize in a certain discipline, such as orthopedics or pediatrics, which exposes them to the same surgeries and diseases with the same treatments. As a result, nurses should spend time researching a disease process or drug with which they are unfamiliar. Make a note of it or print it down and save it in a folder for future reference. This will increase nurses’ knowledge, resulting in increased confidence and expertise.
However, anxiety can also be a result of a lack of support. These are the kinds of issues that must be reported to leadership. Certain nurses require more orientation, but this does not mean they are incapable of success. Every individual learns differently and at a different rate. If a nurse is uneasy, it is up to them to request an alternative assignment or patient. Additionally, they could indicate the need for greater assistance or resources.
Locate A Mentor
While orientation is complete, learning and collaboration do not. It is advisable to seek out a mentor to ensure continued success as a nurse. It is preferable if the mentor is another nurse on the unit, but it might alternatively be a knowledgeable friend or teacher. According to one study, emotional support from more experienced nurses increased emotions by offering certainty, stability, and a sense of belonging. This alleviated tension and anxiety, resulting in a boost in self-confidence and stronger ties with coworkers.
Discover The Appropriate Rhythm
Each nurse operates slightly differently and has their own distinct schedule. Take note of the nurses on the unit and their daily schedules, or even better, ask them about it! Some individuals maintain extremely extensive brain sheets in which they record all current test values, medications, and medical histories. Others may want to initiate medication passes immediately. Some nurses immediately capture their evaluation findings, while others wait till they have more time later. It’s typical for it to take between six and twelve months to really settle into a role and establish a routine. As with initiating an IV or changing a colostomy, time management is a taught skill.
From Those Who Have Been There, New Nurses’ Tips
Nurses’ Self-Care Guide
It is critical for new nurses to remember that they cannot and will not know everything. Even nurses with twenty years of experience must still ask questions and conduct research! New nurses must allow time for acclimatization, keeping in mind that critical thinking develops with time and experience, and that asking for help is never an embarrassment. By approaching each day with an open mind and a desire to do their best work, the worry will begin to subside. They will unknowingly play the part of the seasoned nurse assisting a rookie nurse in overcoming their own worries.
Additional Resources:
Custom home builders: 10 interesting facts you should know
in BusinessIt’s a unique experience to live in a house that you’ve always dreamed of owning. Everyone hopes to move into or find a place to reside after retirement in a custom-designed home that suits their needs. Custom home builders are an absolute necessity in both scenarios if you want your home built exactly to your requirements.
When it comes to custom house builders, we’re going to take a look at some of the basics:
When it comes to home builders, we believe that they are the best choice for bringing your visions to life. Each room in the proposed house can be customized to your preferences in terms of size, design, amenities, and layout, thanks to the assistance of these professionals. With these home builders, you’ll have complete control over the design and materials, layout, and appliances that go into your new residence.
2. Cost-effective, providing all the essentials.
When deciding whether to build or buy a house, the budget is an important consideration, and the builder must ensure that costs do not exceed estimates. Your builder will assist you in deciding how much money you want to spend and which features you can give up to stay within your budget. He may be able to provide you with some more cost-effective and high-quality solutions.
3. The next step is to conduct a thorough background check and potential interview candidates
Hiring a property consultant without doing any homework is a bad idea. So, conduct your research before making a final decision. Recommendations from family members and friends can help you identify the ideal person for the job. To ensure that you and the builder are on the same page, have the builder create some example sketches to demonstrate his concepts. Begin by drafting legal bonds and other formalities, like insurance, before you begin the project. The cost of building a house can be approximated by requesting a quote.
4. Give examples and photos to back up what you’re saying.
Samples and photos from newspapers or publications can be helpful to the builder once you’ve hired them to build your house. To give the contractor a good notion of what you want, show him or her photographs of what you’ve seen online. It’s critical to keep lines of communication open with your builder. The builder’s contact information should be kept in a safe place in order to avoid delays due to a lack of communication.
5. Selecting an appropriate material for the project
There are various advantages to hiring a seasoned home builder. They are well-versed in the art of locating high-quality supplies at cheap costs. So you don’t have to worry about lugging around all of the building supplies at night.
6. Help with financing and mortgages.
Financing your project will be easier if you work with a well-established contractor. Because they’ve been working in the industry for a long time, they know the best banks and home lending organizations.
7. Concerns about the environment
Ethical custom home builders are aware of the local environmental regulations and disposal needs in your area. In addition, they assist you in adhering to your own personal values.
8. Permissions
In order to develop a house that is appropriate for your area and complies with local regulations, the custom home builder navigates the permission minefield.
9. Is the correct answer.
However, a good consultant will offer suggestions on how to keep costs down while still achieving the desired aesthetic. In certain cases, a builder might point out that your design is wonderful, but it’s taking up valuable space that could be used for something else.
10. A good name in the community
Quality and openness are ensured by maintaining their good name. Because they have a solid working relationship with the local building authority, the project should be completed without any extra delays from the authorities.
If you’re in the Portland, Oregon area and are interested in getting a custom home built, contact Stone Creek Builders to get started!
What role does Car Detailing’s Paint Correction play?
in BusinessPaint correction is a term that is now widely used by both professional car detailers and car cleaning enthusiasts worldwide to refer to the process of restoring and rejuvenating a vehicle’s paintwork, primarily by removing surface imperfections that dull, oxidize, or haze the surface by reflecting light in multiple directions, detracting from a true and proper, clean, sharp reflection. Swirl marks and fine scratches, bird dropping etching and acid rain etching, hologramming and buffer trails, and random isolated deep scratches are all examples of these flaws (or RIDS).
The phrase “paint correction” should be used only if these flaws are eradicated completely and not simply covered up or concealed with filler-based solutions. The remedial method itself is removing a tiny quantity of clear coat or paint from the surface with abrasive polishes that are applied and pushed into the surface with proper polishing machinery.
Prior to beginning any paint correction work, the vehicle is thoroughly washed and decontaminated. After washing and cleaning the paintwork to remove any loose dirt and debris, it is clayed with a professional automotive clay bar to safely remove any bonded surface pollutants such as tar stains and industrial fallout.
It is critical to eliminate these pollutants prior to the paint correction process since they might easily cause damage to the surface if they become dislodged and trapped in the pad of a polishing machine. Additionally, it helps to create a very smooth surface, which allows the polishing machine to travel smoothly across the surface, minimizing the likelihood of hopping or sticking. Finally, claying the paintwork enables you to monitor the rectification process accurately because you can see the genuine condition of the surface as you work.
Polishing is typically a multistage procedure that involves the use of a variety of various grades of polish, ranging from coarser cutting compounds that remove the surface material to finer products that remove any marks left by the coarser products and generally perfect the finish. A paint depth gauge is frequently used during the paint repair procedure.
This gauge monitors the thickness of the paint on the metal panel and is used prior to, during, and after the process to ensure that no excess material is removed, which could result in the paint being too thin or even causing irreversible damage, such as a strike through the paint. During the process, specialized halogen or LED lamps that simulate the effect of direct sunlight on the surface are also used to inspect the paintwork’s state and determine how successfully the surface scratches and flaws are eliminated.
Certain scratches or imperfections may be too deep or severe to safely remove without risking removing too much surface paint or clear coat; therefore, they are minimized and reduced to the greatest extent possible using techniques with the machine polisher and polish products that round off the edges of the scratches and make them far less noticeable in direct light.
Following rectification, the panels are wiped down with isopropyl alcohol to remove any residual oils from the polish and reveal the real finish, including any spots that were missed or require additional work. Once completed, totally repaired paintwork will shine beautifully and produce breathtaking reflections, as there will be no scratches or defects scattering and reflecting light rays in different directions.
Paint repair is a labor-intensive operation that typically consumes the most time during the car detailing process. As a result, professional detailers and auto cleaners charge a premium for it, and amateurs or enthusiasts should attempt to repair their own paintwork only if they are entirely sure in their ability or have sufficient experience to do it safely.
To summarize, paint correction is the process of eliminating surface scratches and flaws from a vehicle’s paintwork using machine polishers and a variety of various polish compounds. When viewed in direct sunshine, a fully rectified car will exhibit only accurate reflections, with no swirl marks, scratches, or defects perceptible to the human eye.
Finally, it is critical to distinguish between properly rectified paintwork and paintwork treated with solutions meant to cover and fix surface flaws, such as an all-in-one polish. This is not paint correction, even if no scratches or defects are visible, because they have not been completely removed and remain hidden beneath the product’s fillers, which will wash away over time and reveal them once more. Tans auto detailing provides a thorough and extensive buff and polish that includes paint correction, visit their website to learn more about auto detailing and schedule an affordable professional car detail.
Is Investing in Car Detailing Worth it?
in UncategorizedDetailing a car might cost anywhere from $50 to $150. The final cost will be determined by the services provided, the vehicle’s size, and whether the automobile detailing is for the inside, exterior, or both. If you’re asking if such a service is worthwhile, the answer is yes!
Cleaning the interior of your automobile and detailing it in general will make it appear fantastic and perform at its best. Consider what you’ll get in return if you take your automobile to get detailed. Not only will you be rewarded with a nice-looking clean car interior, but you’ll also be maintaining your vehicle to keep it in the finest possible condition.
You can choose how frequently you want your automobile detailed. Examine your vehicle to determine whether it’s time to give the interior a refresh, and then do so if you can afford the cost of interior car cleaning.
What are the Benefits of getting your Car Detailed?
So, why do car owners get their vehicles’ interiors cleaned? There are several causes for this.
If you’re interesting in getting a professional car detail at affordable prices, visit tans auto detailing
What Are The Social Security Disability Benefits By State?
in GovernmentThe federal part of your disability compensation is the same amount, but some states supplement Supplemental Security Income.
Although all recipients of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) receive the same amount from the federal government regardless of where they live, depending on where you live in the United States, you may or may not receive a top-up to your monthly SSI payments.
The Social Security Administration (SSA) administers both programs, but some states provide SSI claimants who live in their state a boost on top of the federal component. Some states, but not all, distribute the extra monthly payments to all eligible recipients in their state.
Who is eligible for Supplemental Security Income?
People who are disabled, blind, or 65 years or older may qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) (SSI). The programs are also provided to youngsters who are blind or impaired. SSDI recipients have a work history that qualifies them for benefits, either through their own employment or that of a family member, such as a spouse or parent. SSI beneficiaries are eligible because of their low income and resources, and the monthly payments give the bare minimum of financial help.
You may be eligible for both SSI and Social Security benefits, however they are not the same. When you enroll in SSI, you are essentially enrolling in both. The Social Security Administration (SSA) will assess your eligibility and how much you are entitled to based on your income, living arrangements, marital status, and other variables, but not on your job history, which includes Social Security benefits. When you reach full retirement age, your SSDI payments are set as if you had achieved full retirement age, and it becomes a retirement benefit.
What state pay additional Supplemental Security Income?
In all 50 states, the District of Columbia, and the Northern Mariana Islands, Supplemental Security Income is available. This is also true for SSDI, although while citizens of Puerto Rico are not eligible for federal SSI, they are eligible for federal SSDI.
Except for Arizona, Mississippi, North Dakota, and West Virginia, and the Northern Mariana Islands, all states and the Northern Mariana Islands provide supplemental funds to SSI recipients. On top of your federal SSI income, which remains consistent regardless of where you live, the difference between states can range from roughly $10 a month to several hundred dollars.
There may be eligibility restrictions for receiving the monthly booster depending on the state, such as living in a nursing home or another form of residential care facility.
What happens to your SSDI or SSI if you move states?
You have until the 10th day following the month’s end to notify the SSA, otherwise you’ll be fined $25 to $100 for each infringement. Your monthly benefits payment will be reduced by the penalty. You can do so by logging in to your My Social Security account or contacting 1-800-772-1213.
To get the rise to monthly SSI benefits, you may need to notify the state’s department of human services office, depending on where you move.
What are the social security disability benefits by state? – AS.com
To find out more about SSDI and SSI, visit social security offices near me
What is the Current Age to Claim Social Security?
in GovernmentHave you begun to think about early retirement? Maybe you are helping a parent or loved one plan their retirement and are unsure whether they have reached the eligibility period. One of the confusing aspects of collecting social security is the fact that there is not a universal age that you will become eligible to collect social security benefits. Additionally, you will need to decide if you want to collect partial benefits or if you want to wait longer in order to receive full social security benefits.
History of Social Security Benefits
The Social Security Act was signed into law by Franklin Roosevelt in 1935, according to the National Academy of Social Insurance. At that time, individuals could retire at the age of 65 and receive full social security benefits. President Regan enacted legislation to increase the age of retirement to 67. However, the exact age that one can collect social security benefits depends upon their birth.
Who is Eligible?
For individuals born in 1955, the full benefit age for social security is 66 years and 2 months. For those born in 1960 or later, the full benefit age is 67. For those who wish to retire at an earlier age, the very earliest you can collect social security benefits is 62. However, choosing to collect social security benefits at age 62 instead of 65 can reduce your monthly payments by up to 25%. Likewise, choosing a later retirement age than 67 can actually increase your payments by up to 32%. The social security administration website has a detailed chart that explains exactly how much of a reduction in benefits an early retirement will cost both the primary wage earner and their spouse.
How to Apply
Applications for social security benefits can be completed online. If you do not want to fill the application out online, you can visit your local social security office. You can also reach a local social security administration disability office by calling visiting https://disability.help.
How To Finally Get Your Life In Balance
in Life Coaching ResourcesI want to begin by clarifying that balancing your life is not something that you’re just one and done with. Frankly, balancing your life is something you must participate in on a daily and weekly basis and is not the easiest thing to achieve.
What Does Balance Mean To You?
Does balancing your life mean having an equal ratio of busy and relaxing days? Does it involve daily self-care to make up for a hard day? Does balancing mean weekends are scheduled for maximum relaxation and quality time with your partner, family, friends or yourself?
Strive For Balance
1. Set More Boundaries
The first step is evaluating your tasks with the goal of seeing what needs to be done immediately and what can be done later. Set strict boundaries with yourself such as making sure you don’t work so much, spend too much time watching TV, or agree to take more work than you want. Sometimes it’s important to actually push yourself out of the door when you are considering staying late to work. Maybe it is making an effort to stop yourself if you engage in an activity or behavior that doesn’t benefit you. Time is everything, but you can only do what your life and energy will allow.
A boundary is putting a limit on yourself or someone else, saying no and possessing the discipline to participate in things that will ultimately benefit you. Can you think of any areas of your life that could use a boundary or two?
2. Take The Time To Enjoy Yourself
Letting yourself have fun with certainly result in greater productivity in other areas of your life. Fun should be on the top of your priorities, not the bottom. If you are not enjoying your current life situation, then what are you really doing here?
What can you change that allows your smile, laugh and love the life that you have?
Three ways to have more fun:
3. Determine Where Your Life Needs Balancing
Evaluate your life situation and determine what area needs balancing and then put your attention on addressing those areas.
Could use some exercise? Need a break? Haven’t spent time with close friends? You’ll need to begin delegate your time to be able to compensate for the areas that are lacking your attention.
Everyone’s life could use some balancing; take the time to determine where you could be giving more attention on a daily and weekly basis. Create boundaries for yourself, have fun, and create your ideal life schedule. Getting your life balanced will allow you to enjoy life to its fullest potential, feel greater peace and even contribute to greater productivity in other areas of your life.
If you find that balancing your life warrants no effort, then you may want to consider becoming a professional Life Coach to help others who are struggling to achieve the life that they want. Our complete online life coach certification training program will teach you the industry of helping others live a better life, achieve their dreams, and grow into the person they’ve always wanted to be.